---

--------------------------------------------
Sj: FrontPage e-commerce add-on to enable Pay by check, Payments by check,
(eChecks)


FrontPage users now have a cheaper way to add e-commerce to their sites. The
'CheckPaid 'product by American Fox Systems, www.amfox.com, can be added
onto any FrontPage 2000 web.


What is CheckPaid?
--------------------------------------------
* It's a series of FrontPage pages along with ASP code along with a
Microsoft Access database that lets your customer pay by check, not credit
card, for your products and services.


Why is CheckPaid cheaper and easier?
--------------------------------------------
* No 'MERCHANT ACCOUNT' is needed saving typically $200 per month and 2% to
5% commission on the transactions

* No approvals or qualifications from any credit card company or bank are
needed so you can be in business without delay


Are Internet check payments legal?
--------------------------------------------
* Yes. In 1996 the Federal Trade Commission formalized the process. details
on the www.amfox.com website.

What are the costs?
--------------------------------------------
*Nominal one-time cost of CheckPaid is $399. There are no monthly fees or
commissions.

What web server facilities are needed?
--------------------------------------------
* Your server provider must support FrontPage 2000 extensions, allow ASP
code, and allow an Access database. Such a site is typically less than $20
per month (for instance: www.inreach.com of Stockton, CA)

What are the total monthly costs with all fees of a website running with
CheckPaid?
--------------------------------------------
* Typically less than $20 per month.